QC Credit Specialist, Due Diligence

Full Time
Mid Level


Maxwell was founded in 2015 by homebuyers who were shocked by the complexity and inefficiencies of the mortgage process for borrowers and lending teams alike. Maxwell has created a platform that has not only streamlined the process and made it more efficient but has made mortgages more accessible in the process. Our mission is clear: democratize mortgage by helping lenders work more efficiently and stay compliant while eliminating the barrier to entry and the stress for the borrower.

We are a company focused on a supportive, diverse, and inclusive culture. We live our values of Rigor, Ownership, Curiosity, Kindness, and "Straight Up" to bring equality to the mortgage process and spread financial empowerment.

Intrigued? Read on and say hello!


 As a Quality Control Credit Specialist, Due Diligence at Maxwell, you enjoy digging in to ensure loan files are accurate and compliant with originators guidelines. You understand what is needed to properly investigate inconsistencies in loan files to protect against fraud, negligence, errors and omissions through the non-QM, Jumbo, Government, HELOC, Bridge Fix/flip and business purpose loan packages for both purchases and refinances. 


  • Responsible for the Quality Control examination and documentation of loan reviews completed by Underwriting teams as well as providing feedback on potential errors to act as subject matter expert
  • Provide procedures and address issues that may hinder accuracy, timeliness and or deadlines
  • Provides coaching, training and development to staff to ensure company and department goals and key performance indicators (KPIs) are met
  • Assist in providing guidance on daily matters, such as, questions regarding Underwriting Guidelines
  • Audit loans to verify salability or conduct final review of loan documentation for accuracy and completeness
  • Ensuring any exceptions are captured and recorded for incorrect or missing documentation, data errors, and any errors on the finding
  • Maintaining communication with internal contacts as necessary to ensure expectations and timelines are met; escalating issues, as needed
  • Running system logic against information captured and handling any exceptions that may come from the application of this against the data captured
  • Applying exceptions and handling validations where necessary while also tracking time spent to ensure a complete and accurate review while tracking time spent on reviews


  • Extensive experience in Quality Control/Due Diligence/Secondary Market as well as fraud investigative reviews, specifically within banking or lending (required)
  • Ability to produce underwriting reports, analyze results, identify issues, and take corrective actions
  • Understanding of the credit rating agency requirements, grading and condition-clearing processes
  • Current working knowledge of underwriting guidelines and investor guidelines
  • Experienced with reading, analyzing, and understanding various loan servicer pay histories and servicing documentation
  • In-depth knowledge of USPAP standards, supplemental valuation products, and reconciliation.
  • Ability to meet production quality and service standards
  • High technical aptitude - we are a tech company so must have familiarity with platforms like Slack, Zoom, G-suite, etc. as well as dedicated office space
  • Strong written and verbal communication skills - analytical ability, good judgment, detail-oriented, and organized

Not sure you meet all of our ideals? We’re a company focused on capabilities and would still love to hear from you, so please apply!


An opportunity to be a key part of an agile team of thinkers and doers collaborating to change a multi-trillion dollar industry. We offer meaningful equity at a growth-stage company, a competitive salary, comprehensive medical, dental and vision insurance, and flexible work hours and vacation time. Here is an overview of our benefits offerings:

  • Competitive pay and meaningful equity as an employee at a fast-growing, venture-backed company
  • Employee-centric environment
  • A 401(k) with a company match
  • Top-tier insurance plans to select from along with an FSA and HSA where you can set aside pre-tax money for out-of-pocket expenses
  • Generous Paid Time Off (PTO), plus 11 major holidays and 2 floating holidays
  • Two meaningful Volunteer Days, which are paid days off to volunteer 
  • An “Even Merrier Christmas” when we slow down between Christmas Eve and New Year’s Day
  • And many more!

Our target salary range for this position is between $78,000 to $82,000.


At Maxwell, we value our differences, and we encourage all – especially those whose identities are traditionally underrepresented in technology and financial organizations – to apply. Maxwell is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, gender expression or identity, sexual orientation, national origin, citizenship, age, marital status, veteran status, disability status, or any other characteristic protected by law. If you require further accommodations or have questions regarding accessibility of our roles, please reach out to [email protected]. All employment decisions at Maxwell are based on a person's merit, business needs, and role requirements.

At Maxwell, we're looking for candidates with great experience and alignment with our core values.  This is a full-time, salaried role based in Denver, CO or remote. While we appreciate the interest, we are not accepting opportunities from contingency staffing agencies.


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